Legal Disclaimer, Terms & Privacy Policy

This website (the "Service") provides data for informational and entertainment purposes only. TreasureFoxIQ is not a "consumer reporting agency" as defined by the Fair Credit Reporting Act (FCRA).

The Service aggregates public records and uses Artificial Intelligence (AI) to provide research. By using this site, you acknowledge and agree to the following risks:

• •Identity Confusion (Same-Name Errors): AI may mistakenly link news, criminal records, or financial data to a lien holder simply because they share the same or a similar name. Never assume a record found here belongs to the specific person you are researching without independent verification.
• •Inaccurate Public Records: The underlying data comes from third-party government sources that may contain errors, omissions, or outdated information.
• •AI "Hallucinations": AI is fallible. It may misinterpret legal text or create factually incorrect "hallucinations" regarding a person's history or status.

• •No Refunds: All sales are final. No refunds or credits will be issued for partial months of service, upgrade/downgrade periods, or for any period where a subscription remains active but unused.
• •Cancellation Processing: You may cancel your subscription at any time through your account settings.
• •Access Post-Cancellation: Upon cancellation, your subscription and access to premium features will remain active until the end of your current billing cycle. No further charges will be made after the cancellation is processed.

TreasureFoxIQ is not liable for any damages—including defamation or "false light" claims—arising from your use of the data. You agree to indemnify and hold TreasureFoxIQ harmless from any legal action resulting from your reliance on or publication of the information provided here.

This Privacy Policy describes how TreasureFoxIQ ("we," "us," or "our") collects, uses, and protects your information when you use our website and services (the "Service").

How We Use Your Information:

• •To provide, maintain, and improve the Service and your subscription.
• •To process payments and manage your subscription through our payment processor, Stripe.
• •To send you service-related notifications, billing reminders, and (with consent) marketing communications.
• •To respond to your support requests and inquiries.
• •To detect, prevent, and address technical issues, fraud, or security concerns.

When We Share Your Information:

• •Service Providers: Third parties (e.g. Stripe for payments, Google Analytics for traffic analysis) that process data on our behalf under appropriate contractual obligations.
• •Legal Compliance: When required by law, court order, or to protect our rights, property, or safety.
• •Business Transfers: In connection with a merger, acquisition, or sale of assets—subject to confidentiality obligations.

Your Rights:

• •Access & Portability: You may request a copy of the personal data we hold about you.
• •Correction: You may update or correct inaccurate account information at any time via your account settings.
• •Deletion: You may permanently delete your account and associated data at any time through Account Settings. This will remove your subscriptions, saved records, notes, folders, and chat history.
• •Opt-Out: You may unsubscribe from marketing emails at any time using the link in each email.

Data Retention:

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Payment records are retained per legal and tax requirements.

Security:

We employ industry-standard safeguards (encrypted password hashing, HTTPS, restricted access controls) to protect your data. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Children's Privacy:

The Service is not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe we have collected such data, please contact us for prompt deletion.

Changes to This Policy:

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated "Last updated" date.

The Service — including its source code, application architecture, database structure, research and scoring methodology, prompts, automation workflows, user interface, design, graphics, and written content — is the exclusive property of TreasureFoxIQ and is protected by United States and international copyright, trade secret, and other intellectual property laws.

• •No Competing Product: You may not use access to the Service to build, train, or improve any competing product, dataset, model, or service.
• •Limited License Only: Your subscription grants a limited, non-exclusive, non-transferable, revocable license to access and use the data for your own internal business purposes. No ownership of the Service, its code, or its methodology is transferred to you.
• •Enforcement: Unauthorized use may result in immediate termination of your account without refund and may subject you to civil and criminal penalties. We actively monitor for unauthorized copying and will pursue all available legal remedies.

To report infringement or request permission to use any part of the Service, please contact us through our Contact page.